Developing Modern Insurance Risk Strategies

Actuarial, risk, compliance and data analytics support for regulated insurers, captives and MGAs

Insurance Expertise

Actuarial

Independent actuarial insight, cutting through jargon to provide clear, understandable results.

Risk

Holistic analysis, taking a practical approach to optimising the risk-versus-reward trade-off.

Compliance

A proportionate and risk-based approach to meeting regulatory requirements.

Data Analytics

Science-led strategies that remove emotion from decision-making.

Stedsure is a specialist insurance advisory founded in 2024, focused on actuarial insight, risk, compliance and data-led decision-making.

The firm was established to serve the needs of insurers, captives and MGAs that require senior expertise, but in a cost-efficient and proportionate way. We work with smaller and mid-sized entities that need clarity, independence and practical support, without the overhead of large consulting structures.

Stedsure also provides fractional and interim management services, offering experienced leadership on a part-time or time-bound basis where a full-time appointment is not required or not yet in place.

Our work is independent, practical and grounded in evidence. We focus on cutting through noise, explaining what matters, and supporting decisions that balance risk and reward while meeting regulatory expectations.

About Stedsure

A bar graph with five ascending bars in light blue to green colors, encircled by a dark arrow wrapping around the bars and pointing upward, with the word 'STEDTURE' below.

Our Services

Blue calculator with a display screen and keypad
Blue bar chart with five vertical bars of varying heights

Reserving & Valuation

Capital Management

Stylized target graphic with an arrow hitting the bullseye.
Icon of a database with three cylindrical storage units stacked vertically.

Underwriting Analysis

Data Management

Magnifying glass over a group of people, representing search or investigation of individuals.

Fractional & Interim Management

An icon of a clipboard with check marks, crosses, and lines representing a list or form.
Icon of a stacked pyramid of blocks with a checkmark in a circle

Regulatory Compliance

Enterprise Risk Management

Graph showing a probability distribution curve with a vertical line at the center, indicating a normal distribution.

Risk Modelling

A man with short, silver hair, blue eyes, and a beard, wearing a dark blue suit jacket and a white collared shirt, smiling against a plain light gray background.

Stedsure Team

Gary Stakem is a senior actuarial and risk professional with extensive experience working with insurers, captives and MGAs across the Irish and European markets.

He has advised boards and executive teams on reserving, risk management, capital, governance and regulatory matters, and has held Pre-Approval Controlled Function (PCF) roles, including PCF-48 (Head of Actuarial Function) and PCF-14 (Chief Risk Officer).

Gary founded Stedsure in 2024 to provide independent, senior-led actuarial, risk and compliance support in a cost-efficient and flexible way, including through fractional and interim management roles.

His work is focused on clarity, proportionate solutions and evidence-based decision-making - helping organisations balance risk and reward while meeting regulatory expectations without unnecessary complexity.

Gary is a Fellow of the Society of Actuaries in Ireland (FSAI), a Chartered Enterprise Risk Actuary (CERA) and a Licentiate of the Compliance Institute (LCI).

Client Profile

Risk Carriers

Support for (re)insurers across actuarial, risk, compliance and decision-making, delivered in a cost-efficient manner.

Captives

Independent outsourced actuarial, risk and governance support tailored to the needs and scale of captive insurers.

MGAs

Practical actuarial, risk and oversight support to help MGAs operate effectively within carrier and regulatory expectations.

Boards

Independent support for directors, including training on risk, governance and regulatory expectations.